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RBI’s balance sheet for FY25 expands by 8.20% YoY to Rs 76.25 lakh crore, says annual report
HOW MUCH IS RBI'S BALANCE SHEET?
In its Annual Report for FY2024–25, the Reserve Bank of India (RBI) announced an 8.2% year-on-year expansion of its balance sheet, reaching ₹76.25 lakh crore as of March 31, 2025, up from ₹70.47 lakh crore the previous year.
Key Highlights
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Asset Growth Drivers: The increase on the assets side was led by a rise in gold holdings (up 52.09%), domestic investments (up 14.32%), and foreign investments (up 1.70%).
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Income and Expenditure: The RBI's income for the year increased by 22.77%, while expenditure rose by 7.76%. This resulted in an overall surplus of ₹2.68 lakh crore, a 27.37% increase from the previous year's ₹2.10 lakh crore.
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Dividend to Government: After making provisions, the RBI transferred a record surplus of ₹2.69 lakh crore to the central government, reflecting its improved financial performance.
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Foreign Exchange Reserves: Foreign exchange reserves now account for over 74% of the RBI's total assets. In light of rising geopolitical tensions, the RBI is focusing on diversifying these reserves across various currencies, asset classes, and global jurisdictions to enhance stability and reduce vulnerability.
The RBI's proactive measures in reserve management and its robust financial performance underscore its commitment to maintaining monetary and financial stability in the country.
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